A better spending account
Couch Cash
Keep your budget. Spend the Couch Cash.
Money you're allowed to spend. Auto transfers, round-ups, and found cash build the balance. When it's there, enjoy it.
We aren't a bank. We're the twenty you found in the couch.
Available to enjoy
You've got $84.40 in the couch.
The idea
Your main account has enough jobs. This one has a job.
Rent, bills, the emergency fund, the thing you're saving toward. Your main account is carrying all of it, which is why a six dollar coffee turns into a decision.
Couch Cash carves out one balance with one purpose. If it's in there, it's yours. No math at the register.
How it works
Build it. See it. Spend it.
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Let it build.
Auto transfers, debit round-ups, or a one-off deposit add to the balance.
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See what's yours.
One number tells you what's ready to spend. That's the whole interface.
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Spend it.
Your co-branded card draws from the Couch Cash balance. Coffee, movies, whatever you had in mind.
For banks and credit unions
You already have the account. It just needs a reason to exist.
Couch Cash runs on the sub-account and card program you already operate. You keep the member, the funds, the compliance, and the back office. We bring the name, the card art, and a member story that lands in one sentence.
Talk about a pilot- A name members rememberEveryone has found money in a couch.
- Co-branded card artYour institution's name, next to a card with a job.
- Launch-ready storyCopy for digital banking, email, branch, and social.
- Your existing railsNo new ledger, BIN, processor, or core connection.
Get involved
Bring Couch Cash to your credit union.
Waiting for it as a member, or thinking about offering it? Either way, start here.